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Yes, you can purchase a cooperative apartment in our project without age restrictions. That is, at any age from 18 years.
You don't have to, you only pay 25% of the purchase price of the apartment, then you join a cooperative that already has its own loan, so you don't have to submit income or a contract to the bank.
It cannot, the entire construction and the cooperative are financed by Česká Spořitelna a.s., which guarantees the successful completion of the project. Otherwise, our company has built over 800 apartments throughout the Czech Republic in the last ten years, our financial background is sufficient.
Everything is decided by the articles of association, there is no such restriction in our articles of association. A citizen of a foreign nationality can acquire a co-operative apartment.
Yes you can, the bank is counting on this model. After five years, you can pay off the apartment at any time. You can then transfer to personal ownership in two dates per year.
Yes, you can sell the apartment, either the new buyer acquires membership rights and obligations and continues to pay the annuity, or you pay extra and sell the apartment. If the new owner will pay with a mortgage, he must transfer the apartment to personal ownership within a year at the latest, which can be done twice a year, but the apartment must be paid in full.
Everything is resolved in the NOZ, there are levers for it, a member can be expelled. Not only when he does not pay, even when he repeatedly fundamentally violates the house rules or the NOZ.
Yes, the building authority requires it from us. The operation will be ensured by a third party. He will pay the roof rent and try to negotiate cheaper electricity for the common parts of the house. This is handled individually and according to licensing options.
We have our standards advertised on our website, we also have them in the house next door for viewing. You can hit the standard, but all for a fee.
At least once a year according to NOZ. Of course, you can do it more often. It is the same mode as for the SVJ meeting.
Each apartment will be as a separate unit, the owner's statement will be inserted. There won't be an established community of owners, that's unnecessary, everything is handled by the cooperative. If, over time, someone pays for the apartment and wants to transfer the apartment to the OV, after three such cases it will be necessary to establish an SVJ, but this is only a formal act.
Yes, from the point of view of financing by a banking institution, it is a full-fledged apartment, so it is possible to take out a regular mortgage for the purchase of this property, but in the studio it is not yet possible to indicate the address of permanent residence.
You can buy, you can rent without the permission of SVJ or cooperative. Your only obligation is to announce that you have rented the apartment and how many people are using the apartment.
It is not possible, this would have to be discussed at a meeting of the cooperative or SVJ, the majority of those present at the meeting would have to agree.
We know that this happens with competing projects. Our company does not approach clients in this way. We guarantee the price even if the price of the material increases significantly.
